How to Cancel Dave Account Subscription in Just Few Steps?
Personal finance apps like Dave aim to make managing your money simpler. With useful features like overdraft protection, cash advances, and more, it’s no wonder over 10 million people use Dave.
However, you may eventually decide Dave’s offerings no longer suit your needs. So how do you cancel your Dave account subscription when that time comes?
The process is quick and straightforward whether you use the Dave app, send an email, or unlink your connected bank account. This guide will walk through the easy steps to cancel in a few different ways.
We’ll look at:
- Common reasons for cancelling Dave
- What to do before closing your account
- Step-by-step instructions to cancel via the app
- How to email Dave to close your account
- Unlinking your bank to stop payments
- Potential cancellation challenges
- Considerations after deleting your Dave account
- Reactivation options if you change your mind
- FAQs on Dave cancellation process
Let’s start by understanding why you might want to delete your Dave membership in the first place.
Why Cancel Your Dave Account?
Dave can be very useful for avoiding overdraft fees, accessing short-term loans, budgeting, finding side income opportunities and more. But there are a few circumstances where cancelling your account makes sense:
You’ve Achieved Financial Stability
If Dave helped you finally achieve some financial stability and security, you may no longer need to rely on overdraft protection or cash advances. Cancelling the monthly subscription is reasonable once you reach this point.
Your Financial Priorities Have Changed
Over time you may shift your financial priorities in life. For example, you might want to focus more on long-term investing rather than short-term spending. In that case the offerings from a Dave account may no longer suit your evolving needs.
You Don’t Use the Dave App Much Anymore
Let’s face it – over time our interest and engagement with certain apps and websites comes and goes. If you notice your Dave account sits unused for weeks or months, it makes sense to cancel your subscription and avoid paying unnecessary monthly fees. You can always reactivate later if needed.
You’re Unhappy With Dave’s Service
Like any business, Dave has its flaws. If you’ve experienced poor customer service, technical issues, or simply feel Dave’s offerings are lackluster, cancellation is reasonable. Dissatisfaction with financial tools that directly impact your hard-earned money is a perfectly valid reason to delete your account.
Now that you know why closing your Dave membership makes sense, let’s look at a few things to do before actually cancelling.
Steps to Take Before Cancelling Your Dave Account
Before rushing into cancellation, take a few preparatory steps:
Review Your Overall Financial Standing
Take some time to examine your current financial standing and make sure you’re in a stable position to manage without Dave’s services after cancellation. If you foresee issues, explore ways to strengthen your situation first before closing your account.
Pay Off Any Outstanding Cash Advances
If you currently have any outstanding cash advance debts through your Dave account, be sure to pay those off in full prior to cancellation. You don’t want any lingering balances owed after closing your Dave membership.
Save Your Dave Transaction History
Dave allows you to view your full history of transactions, cash advances, payments, and more. Before cancelling, go through and save records of your payment activities for future reference in case disputes ever arise.
Taking those simple preparatory steps will smooth the path to a seamless, frustration-free cancellation. Now let’s get into the step-by-step process of actually deleting your Dave account subscription through different methods.
How to Cancel Dave Account Through the Mobile App
Using the Dave app to cancel your subscription is by far the fastest and easiest approach. Just be aware the process looks slightly different on iPhone compared to Android.
Cancelling Dave Subscription on iPhone
- Launch the Dave app on your iPhone
- Tap your circular profile icon in the bottom right corner
- Scroll down and select “Account” from the menu
- Locate and tap the option to “Cancel Membership” or “Cancel Subscription”
- Follow the prompts to confirm cancellation of your Dave account
And just like that, your iPhone Dave subscription is cancelled and monthly charges halted.
Cancelling Dave Subscription on Android
The steps to cancel your account through the Android app are virtually identical. The main difference is accessing your account menu:
- Open the Dave app on your Android device
- Tap the menu icon (3 lines) in the top left
- Scroll down the menu and select “Profile”
- Tap “Account” in your profile
- Choose “Cancel Membership” and confirm your account closure
Easy enough! Whether iPhone or Android, handling cancellation through Dave’s own app takes under a minute.
Now what if you prefer cancelling directly over email instead?
How to Cancel Dave Account Via Email
Sending a quick cancellation email takes a bit more effort than the app, but still allows you to easily close your Dave membership.
Here are the steps to cancel your Dave subscription by email:
- Open Your Email Service – Gmail, Yahoo, Outlook, whichever you use
- Draft New Email to friends@trydave.com
- Include Your Dave Account Phone Number – This helps them easily identify your account
- Clearly State You Wish to Cancel Your Dave Membership – Ask them to close your account and halt further charges
- Send Message and Await Confirmation Reply – Dave support should respond confirming your account cancellation
And that’s all it takes to cancel over email. Generally you’ll receive a confirmation notice within 1 business day indicating your Dave membership is closed.
Now let’s discuss a third option that cuts off Dave’s payment ability directly at the source – unlinking your connected bank account within the Dave app.
How to Stop Dave Payments by Removing Bank Account
Here are the basic steps to halt Dave subscription payments by unlinking your bank account inside the app:
- Open Dave app and access settings
- Locate the menu option for “Banking & Payments”
- Select the bank account currently linked for payments
- Choose option to “Remove” or “Unlink” the account
- Confirm you wish to delete the connected bank account
Once you complete the steps to remove your linked checking account, Dave will no longer be able to charge your monthly membership fee. Just be aware this also eliminates the ability to receive cash advances or overdraft assistance.
Let’s talk about what kind of cancellation challenges could potentially arise.
Common Dave Cancellation Problems and Solutions
Canceling online subscriptions can occasionally hit snags or issues. Here are a couple of the more common Dave cancellation problems and how to get them resolved:
Canceled Payments Still Showing or Charging
In some cases, users report canceled Dave transactions still show up in their bank account, or even unexpected new charges occurring. This is understandably frustrating!
First, verify the cancellation was actually completed properly on Dave’s end by checking your email or account. If their records don’t show a cancellation, go through the process again via the steps outlined above.
However if Dave shows your membership as inactive but payments still process, immediately reach out to their customer support team via phone, chat, or email. Explain the situation with transaction dates/amounts and request they halt payments and issue a refund.
Stay calm but firm until the problem gets resolved.
Unexpected Fees and Charges After Cancellation
Similar to the above issue, some users surprisingly still encounter various membership fees, overdraft fees, or other charges even after specifically requesting to delete their Dave account.
If this happens, quickly contact Dave explaining you cancelled yet continue seeing unexpected deductions from your bank account. Request they refund all charges after your verified cancellation date and immediately discontinue any further recurring fees against you.
It may take some patience and persistence working with support staff, but eventually the matter should get resolved to stop unwanted post-cancellation billings.
Now let’s discuss important next steps to take after successfully cancelling your Dave subscription.
What to Do After Cancelling Your Dave Account
Remove Dave App If No Longer Needed
Without an active subscription, the Dave app itself likely doesn’t offer much value sitting on your phone. Feel free to delete it and regain some storage space.
Explore Alternative Financial Apps and Tools
Instead of Dave, check out popular money management alternatives like Albert, PocketGuard, Mint, Personal Capital or YNAB to see if they better fit your financial needs. Each app has different strengths and weaknesses.
Carefully Monitor Bank Accounts and Credit
Keep a close eye on your financial accounts for any unexpected charges from Dave in the 1-2 months following cancellation, and notify support immediately if anything out of the ordinary shows up.
Reactivate Dave Later If Desired
Even after cancelling your account, you still have the option to re-enroll if your financial situation changes. Just bear in mind your transaction history and data will not carry over. You would start fresh with new account creation.
But unless circumstances shift drastically, cancellation is designed to be permanent per Dave’s internal policies. Still, it can be reassuring to know reactivation remains possible if needed.
Dave Account Cancellation FAQs
Let’s wrap up with answers to some frequently asked questions about the cancellation process:
Can I reopen my Dave account after cancelling it?
Technically yes in that Dave allows new account creation at any time. However cancelled accounts themselves cannot be “reopened”. Any new signup starts you fresh without previous history.
Does Dave charge fees or penalties for account cancellation?
No, Dave does not charge any cancellation fees or impose penalties if you decide to close your membership. In rare cases issues arise causing unwanted charges after cancellation – but when brought to their attention Dave does not intentionally bill inactive accounts.
What is the easiest way to ensure Dave stops charging my bank account every month?
Using the Dave mobile app to formally cancel your account guarantees recurring charges will halt immediately. Email cancellation or removing your bank connection can work as well – but the app cancellation process tends to be the most reliable method.
Is pausing my Dave account membership the same as full cancellation, or can I temporarily disable it?
Yes Dave does offer the helpful option to “pause” your membership for situations where the cancellation may end up being temporary. This pauses all access to membership perks and stops monthly billing, while retaining your account to more easily reopen later.
Who can I contact for cancellation support if I encounter issues deleting my Dave account?
If any problems come up during or after cancelling your account, immediately contact Dave’s customer support team for assistance. Reach them via live chat through the Dave app, call 844-857-3283, or email support@dave.com explaining your situation.
In Summary…
While Dave can provide useful services like overdraft protections and short-term loans, many people inevitably reach a point where cancelling the monthly membership makes sense due to shifting priorities or dissatisfaction.
The good news is cancellation through the mobile app, email, or bank account removal takes just minutes. Within 1-2 days your account will be closed and charges stopped.
Keep an eye out for potential post-cancellation issues, tap Dave’s responsive customer support if needed, and find an alternate financial app to better meet your money management needs moving forward!
I hope this guide gave you confidence in how to smoothly cancel your Dave account subscription when the right time arrives. Here’s wishing you prosperity on your financial journey ahead!